Home insurance protects the building and other immoveable features contained therein in case of damage following the happening of a fire or an allied peril. The cover includes sanitary appliances inside the house and outside structures like the garage building and the surrounding walls. If you subscribe to a mortgage loan, this cover will be mandatory.
Over and above that, you may also insure the contents of your home and this include all the moveable objects contained therein such as home furniture and electrical appliances. The contents will be insured against the risks of damage by fire, cyclone or the loss of your personal belongings following a burglary.
